Your Agreement, Clear and Simple

Understand our services, policies, and your responsibilities.

Terms and Conditions

PRIVACY POLICY

At America Loans, protecting our customers’ privacy and maintaining confidentiality is a top priority. As we continue to improve and expand our services, we remain committed to safeguarding nonpublic personal information. This Privacy Policy outlines how we collect, use, and protect your information.

Information We Collect

We may collect nonpublic personal information about you from various sources, including:

  • Information you provide to us: On applications, forms, over the phone, in-person, or online. This may include your name, address, phone number, social security number, credit history, and other financial details.
  • Information about your transactions: Such as payment histories, account balances, and account activity with us or others.
  • Information from consumer reporting agencies: Including credit scores, credit reports, and other information relating to your creditworthiness.
  • Information from employers or other third parties: To verify the information you provide, such as employment, income, or deposits.

How We Use and Share Information

Your personal information is collected and retained solely for the purpose of providing our services to you. We do not sell your information to marketing companies. Information may only be disclosed:

  • To related entities as needed to provide services or as required by law.
  • Internally, where all America Loans employees are required to adhere to strict confidentiality and data protection policies.

By submitting information on our website, you provide explicit consent to the collection and transmission of that data. Please note that our website may contain links to external sites not governed by this Privacy Policy.

Legal Disclaimer

We authorize you to view and print information from this website for informational and non-commercial use only.

The information on this website is believed to be reliable; however, we do not guarantee its completeness, timeliness, or accuracy. Nothing on this website constitutes an offer or solicitation for any mortgage product or financial instrument. Information, materials, terms, and access conditions may change without notice. Availability of products and services may vary by geographic location, office, and individual circumstances.

In no event shall America Loans be liable for any loss or damage, including indirect or consequential damages, or any loss of data, revenue, or profits arising out of or connected with the use of this website.

The information on this site is general in nature and does not constitute accounting, legal, tax, consulting, or other professional advice. Before making any decision or taking action, please consult qualified legal or tax advisors.

Use all information at your own risk. Content is protected by copyright and other applicable laws. Unauthorized reproduction, display, distribution, or modification of any materials is prohibited without prior written approval.

Rate Disclaimer

All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Rate quotes displayed are indicative of market conditions and individual borrower qualifications. Actual rates may vary based on loan type, credit score, loan purpose, occupancy, lock period, and loan-to-value ratio.

Terms and Conditions – Customer Notifications

America Loans provides SMS text message notifications related to promotions, loan applications, and payment information. Messaging frequency may vary. Message and data rates may apply. SMS messages function as a best-effort communication channel and may not be available on all devices or carriers.

Opt-Out

You may unsubscribe at any time by sending a STOP message to the designated SMS short code. This will terminate participation in SMS notifications.

Help / Support

For help or additional information, send HELP to the designated SMS short code.

Additional Disclosures

By opting in to receive SMS text messages and providing your mobile number, you agree to these Terms, the Privacy Policy, and the Terms of Use. You provide express written consent for America Loans, its affiliates, and its agents to send messages regarding loan applications, transactions, servicing, rates, and related products and services.

Consent to receive SMS messages is not a condition for loan qualification.

You affirm that you are the authorized user of the phone number provided. You agree to notify America Loans if your number changes and agree to indemnify America Loans and its agents for any claims, damages, or expenses resulting from failure to update this information.

Updates to This Policy

We may update this Privacy Policy from time to time. Changes may include additions, deletions, or modifications to the terms outlined here.

Questions or Concerns

If you have questions or wish to limit how your information is shared, please contact us.